Ознайомитися з повними списками можна за ланкою (внизу сторінки посилання на списки за категоріями)
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Benefits and tariffs
Compulsory health insurance provides benefits in the case of illness, accident and maternity.
Benefits
Compulsory health insurance provides benefits in the case of illness, accident and maternity. These include examinations and treatments by doctors and in hospital as well as nursing and some non-medical services. In the case of accidents, however, the health insurance provider steps in only if the insured person has no other coverage. It furthermore covers the costs of medical prevention measures. The basic aspects of those benefits are explained below.
All health insurers that provide compulsory health insurance coverage must provide the identical scope of benefits, as mandated by law, as well as ensuring equal treatment of all insured persons. Additionally, the insurers are prohibited from covering any additional, “voluntary” services.
As prescribed by law, compulsory health insurance covers only those services that are effective, useful and cost-effective. Both new and existing services that may not meet these criteria are evaluated under the Health Technology Assessment (HTA) programme.
If a service provider (e.g. a doctor) provides services that are not part of the mandatory benefits of the compulsory health insurance, he or she is obligated to inform the patient of that fact.
For additional practice-oriented information, please consult the guidebook “Your questions, our answers: The compulsory health insurance in Switzerland”.